Recovering Financially After a Pedestrian Accident

Answer:

Because pedestrians are so vulnerable to serious injuries from a car crash, the law gives them right of way in a lot of cases. As in any case, if the driver of a car bears more than 50% of the fault, that driver can be sued or held liable.

If the driver owns the car, that car’s insurance policy will protect the driver from any claims or lawsuits. If the driver is not the owner of the car, we’ll go after the car’s policy first, then we can go after the driver’s personal auto policy. If those options don’t give enough coverage, then we can also look to see if the person that was hit—the pedestrian—has their own insurance policy available to them.

Under your own insurance policy, if your injuries are more than the total amount of the defendant’s liability policy, we can pursue what’s called an underinsured motorist claim against your own insurance company. That can happen by arbitrating, negotiating, or even through a regular lawsuit. Call us for free to talk about your Utah pedestrian injuries. I’d love to talk you through them.