Truck Accident Insurance Investigation

Answer:

One of the biggest industries in America is commercial trucking. Billions and billions of dollars go into this industry. When one of these giant trucks gets in a crash, those companies mobilize huge resources to protect themselves. It’s such a big deal that it’s not uncommon for a trucking company to have an insurance adjustor or their lawyer on the scene of the crash before anything is even cleaned up.

You should expect the insurance company of the truck that caused your crash to call you and ask whether you’ll talk with them. The short answer is, do not do this, but really, the whole answer is, no, do not do this without your lawyer helping prepare you for that statement.

A lawyer will help prepare you for this interview. They’ll help you plan for what the adjustor is going to ask and help you look out for things the adjustor will want to use against you.

You see, the adjustors will want to twist the answers you give. They are trained to ask you questions to extract certain answers they can use against you to diminish your claim. They want to put as much fault on you for the crash as they possibly can. At the same time, they want to minimize your injuries so that you don’t get full justice for all the harm you’ve suffered and losses that you’ve had.

For example, they may try to point the blame at you for being an inattentive driver. You don’t want to talk to the other person’s insurance company without preparing for it with a lawyer.

Many people don’t realize this manipulation by the insurance company can be even worse with your own insurance company. Your best bet is to retain an experienced lawyer to help you prepare to speak with any insurance company involved in your claim.

In most policies, you have a responsibility to talk to your own company, but you are allowed to refuse their call until you have a lawyer to help you. Don’t be fooled into thinking that even your own insurance company is your friend. That statement you give will be typed out and ultimately used as a piece of evidence against you.

Get a lawyer to help. If you have any concern over a truck crash, we’re happy to talk with you for free, especially when the insurance company wants a recorded statement from you. Call us first so we can answer your questions and give you guidance.